Our Insurance Company

Gaines Insurance is an independent, family-owned, full-service boutique insurance agency. Located in El Dorado Hills, California, Gaines Insurance provides service throughout Northern California. Clients benefit from the Gaines family’s 50+ years’ experience in the insurance industry.

Robert Gaines was the initial family trailblazer, bringing integrity and personal service to the insurance world in the 1950s. He created a legacy in his family and in his community that will continue on for generations. Anyone who knew Robert knew him for his kind personality and his warm laugh.

Today, Gaines Insurance is led by Ted and Beth Gaines. Both have both served our communities in elected positions. Ted has served as a Representative in the California State Senate, while Beth has served in the California State Assembly. Together, Senator and Assemblywoman Gaines set a standard for excellence and service that exemplifies the entire Gaines Insurance team.

Robert, Ted, and Beth are joined by their daughter, Haley Gaines Andrews along with Louise Balga, Kris Foreman, Janie Estep, Diane Rouse and Kathy Henderson.

Characterized by accessible, personalized and outstanding customer service; let the Gaines Insurance team take care of all your insurance needs. Experience the ‘Gaines difference’ we all know and love; you’ll be glad you did!

The entire Gaines Insurance family welcomes the opportunity to talk with you about your unique insurance needs. Call us today at 916.773.8000.