Choosing The Right Auto Insurance Policy
The right Auto Insurance Policy can help get you back on the road
quickly if your car is damaged or destroyed by an accident, fire, theft,
or other event covered by your insurance policy. Your policy may also
provide liability protection against medical and legal expenses resulting from
injury, loss of life or property damage caused by an accident involving
An Auto Insurance Policy is a contract between you and an insurance
company. You pay a premium and in exchange, the insurance company
promises to pay for specific Auto-Related financial losses during the
term of the policy. We can help you determine the best coverage for your
vehicle insurance coverage needs.
How Much Auto Insurance is Right for You?
Our team of Automobile Insurance Professionals understand the California Car Insurance Liability Coverage needs of our customers and are available to assist you in attaining the apporpriate Auto Insurance Plan required by the State of California.
Liability Coverage for Losses You Cause to Others
California Department of Insurance (CDI)
Law requires drivers to be able to pay for losses they cause others.
Having Automobile Liability Insurance is the simplest way for most people to comply. To finance a car, it is usually
necessary to have liability insurance which also covers damage to your own vehicle.
Uninsured & Underinsured Motorist
Uninsured & Underinsured Motorist Insurance protects you with coverage for bodily injury caused by an uninsured motorist who is at fault in an accident and injures you.
Medical Payments Insurance
Medical Payments Insurance provides minimal (up to $500) for medical bills regardless of who is at fault in an auto related accident.
We would be happy to help you ensure you have the right car insurance coverage.
Collision Insurance coverage pays for damage caused to your vehicle in an
automobile accident. Standard collision coverage will pay for any
repairs up to the fair market value of your car. Collision coverage
usually also comes with an insurance deductible. It’s the amount of
money you pay toward repairs before your collision insurance kicks in.
The higher the deductible you’re willing to pay, the less the collision
coverage will cost.
(Other than Collision)
Comprehensive Insurance covers damage done to your car in some way other
than a collision, such as if it were stolen or vandalized. Flood,
hurricane, theft, windshield damage and fire are also events usually
covered by comprehensive car insurance. Like collision, comprehensive
will pay up to the fair market value of your car (less your insurance
deductible.) Although it’s not legally required by any state, you will
probably need it if your car is financed.
Every Person and every Auto Insurance Policy Coverage Requirements are unique. Give us a call today
and find out how to get the Best California Automobile Insurnace Plan, Price and Value Taylored just for You.